AML/CFT platform · Slovakia and Czechia
People and authority
You speak to a representative, but the agreement is with a company. You need to know both, and what the representative is authorised to do. AMLUM is designed to keep those roles distinct and connected to their supporting evidence.
People in context
A represented company, an individual client and a minor: choose a situation to see whose role matters.
Illustration of identity and representation
Illustrative property transaction: the company is the client; another person conducts the discussions.
Assess the basis and scope for the specific act.
ContextThe representative’s identity and authority belong to representation. Ownership and control remain a separate question.
The person’s identity is assessed alongside the purpose and circumstances of the case.
Questions follow the relevant legal profile.
ContextThe information required follows the situation; entering a name alone does not complete the review.
When a minor is represented, both identities and their relationship need to remain distinct.
Evidence depends on the case and legal framework.
ContextThe representative’s information does not replace the client’s identity. The basis on which they act also matters.
Highlighted fields show what changed from the previous state.
Illustrative people and relationships. This example does not provide legal assessment or verify identity documents.
Starting the case
A company using a representative raises different questions from a person acting for themselves. AMLUM is designed to select questions for the service and situation; country and legal profile also determine the professional scope.
Your organisation reviews the client. A representative acts for that client. Their identity document does not replace identification of the client itself.
From information to review
Who the person is, what they may do and who owns the company are separate questions.
Information needs a source, date and verification result. A name or document number does not explain the check performed.
How a fact connects to evidenceA director, authorised representative, guardian or legal representative needs an evidenced basis and scope of authority. A role title is not enough.
Ownership and control require separate checks. Being a director does not automatically make someone a beneficial owner.
Explore ownership and UBOsThe proposed process considers the legal profile, service, client type and circumstances. Questions should reflect what is relevant to the specific client and business case.
An authorised person assesses the basis, scope and current validity of the authority. AMLUM is designed to link the evidence and retain that assessment, without automatically providing legal validation of the document.
Do you deal with an owner, a director or another representative? We will use an illustrative example to show why the distinction matters.
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